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"How to save taxes" is one of the biggest concern for any salaried person in India. "如何挽救稅" ,是一個最大的擔心,任何受薪人在印度。 You can see people asking others and tax consultants to give them advices on tax saving.你可以看到人民的要求和其他稅務顧問給他們建議對節省稅款。 So here are few advices and tips on tax saving in India.所以這裡有一些建議和提示節稅在印度。

Under section 80C, you can save tax by investing up to rupees 1,00,000 (One lakh) in various tax saving bonds and buying insurance.根據第80c ,可以節省稅款,由投資達拍賣盧比( 1萬) ,在各種節稅債券及購買保險。 But there are more options available to you than just section 80C, like.但也有更多可供選擇的,你只是第80c一樣。

  • You can invest up to Rs.你可以投資盧比。 70000 per annum in PPF, where the interest is tax-free. 70000每年人民警察,而利息是免稅的。 However, you could invest up to max Rs.然而,你可投資高達馬克斯盧比。 1 Lakh with additional PPF investment in the name of any other dependent family member like your wife or children and you can claim the deduction. 1萬加人民警察投資名義任何其他受扶養家庭成員一樣,你的妻子或子女,你可以申請扣稅。
  • You can buy a Mediclaim policy of premium 15000 per annum.你可以買一個mediclaim政策保險費15000每半年。 This way you will have tax benefit as well as you will have good money incase of any health issues.這樣,你將有稅收優惠,以及你將錢好靈活的任何健康問題。
  • Buy LIC or other life insurance policies that will give you some tax benefits.購買牌照或其他壽險保單將會給你一些稅收優惠。 Maximum limit for LIC premiums are up to Rs.最高限額為牌照保費高達盧比。 1 Lakh. 1萬。 Premium paid in any year should not exceed 20% of the sum incurred.保費繳付任何一年不得超過20 %的一筆費用。 Also please note that the sum paid in excess of 20% will not be allowed for any deductions.還請注意款項支付超過百分之二十將不准任何扣減。
  • You can show some of expenses as House rent, Even if you are not paying directly, but for the shake of saving some tax, you can show it as if you are staying in your family home but you pay rent to your father/mother.你可以看到一些費用作為房租,即使你不是直接支付,但為搖節省一些稅收,你可以看到它,如果你是住在你家,但你付出的租金與你的父親/母親。
  • Invest in ULIP (unit linked policy).投資自建(單位掛鉤政策) 。 Minimum Limit - Rs.最低限度-盧比。 15,000 with annual contribution of Rs. 15,000年度貢獻盧比。 1,000 and Maximum Limit - Rs. 1000-1800上限-盧比。 2 lakh with annual contribution of Rs. 2萬每年貢獻盧比。 20,000. 20000 。 You will get exemption from wealth tax.你將獲得豁免財富稅。
  • You can buy some National Saving Certificates (NSC).你可以買一些國家儲蓄券(安) 。 It offers you flexibility like PPF.它提供了靈活性,你像人民警察。 and is Available at any post office in a denomination as low as Rs.並且可在任何一間郵政局在面值低至盧比。 100. 100 。
  • Kisan Vikas Patra. kisan vikas patra 。 here your money doubles in 8 years and seven months.在這裡你的錢,在雙打8年零7個月。 Available at any post office in denominations of Rs.可在任何一間郵政局,面值盧比。 100, Rs. 100盧比。 500, Rs. 500盧比。 1,000, Rs. 1000盧比。 5,000 and Rs. 5000盧比。 50,000. 50000 。
  • Get some home loans, if you plan to buy a home.找一些住房貸款,如果你打算購買一個家。 You will get tax benefit against Interest paid on housing loan for self-occupied house property.你將獲得稅務優惠,對支付利息的房屋貸款,用於自住的房產。

And above all when doing your tax planning, look at it comprehensively.以上所有的時候做你的稅收籌劃,看全面。 Consider taking a good look at your insurance needs, your investment needs and whether or not you are servicing a home loan.考慮好看看你的保險需求,為您的投資需求,你是否有償還住房貸款。

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